Terms and Conditions

1. Times Club Membership and Benefits are not transferable or assignable and are for member’s personal use and benefit only.
2. Times Club E-Card must be presented before payment to enjoy any membership offers.
3. Membership offers cannot be used in conjunction with any other promotions, discounts, coupons or vouchers.
4. Times Insurance Consultants Limited reserves the right to change any content of the Times Club membership program, promotion plans, or Terms and Conditions without prior notice.